{"id":119345,"date":"2024-03-01T10:20:08","date_gmt":"2024-03-01T16:20:08","guid":{"rendered":"https:\/\/lospoliticosveracruz.com.mx\/?p=119345"},"modified":"2024-03-01T10:20:14","modified_gmt":"2024-03-01T16:20:14","slug":"el-avaluo","status":"publish","type":"post","link":"https:\/\/lospoliticosveracruz.com\/?p=119345","title":{"rendered":"EL AVAL\u00daO"},"content":{"rendered":"\n<p><strong>Teresa Carbajal<\/strong><\/p>\n\n\n\n<p><em>Debo, no niego; pago, lo justo<\/em><\/p>\n\n\n\n<p>Si tu expediente ya lleg\u00f3 a la etapa de remate, cuidado, es hora de poner atenci\u00f3n en el aval\u00fao.\u00a0<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft size-medium\"><a href=\"https:\/\/lospoliticosveracruz.com.mx\/wp-content\/uploads\/2021\/10\/WhatsApp-Image-2021-10-02-at-15.20.25.jpeg\"><img loading=\"lazy\" decoding=\"async\" width=\"212\" height=\"300\" src=\"https:\/\/lospoliticosveracruz.com.mx\/wp-content\/uploads\/2021\/10\/WhatsApp-Image-2021-10-02-at-15.20.25-212x300.jpeg\" alt=\"\" class=\"wp-image-80177\" srcset=\"https:\/\/lospoliticosveracruz.com\/wp-content\/uploads\/2021\/10\/WhatsApp-Image-2021-10-02-at-15.20.25-212x300.jpeg 212w, https:\/\/lospoliticosveracruz.com\/wp-content\/uploads\/2021\/10\/WhatsApp-Image-2021-10-02-at-15.20.25-724x1024.jpeg 724w, https:\/\/lospoliticosveracruz.com\/wp-content\/uploads\/2021\/10\/WhatsApp-Image-2021-10-02-at-15.20.25-768x1086.jpeg 768w, https:\/\/lospoliticosveracruz.com\/wp-content\/uploads\/2021\/10\/WhatsApp-Image-2021-10-02-at-15.20.25.jpeg 905w\" sizes=\"auto, (max-width: 212px) 100vw, 212px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p>El tema de los remates no es sencillo de explicar, para tratar de clarificar el tema hay que decir que un remate es justo como suena, \u00abrematar\u00bb vender barato; seguro en m\u00e1s de alguna ocasi\u00f3n caminando has visto por ah\u00ed en locales comerciales la cartulina fluorescente o el aviso, \u00abgran remate\u00bb refiri\u00e9ndose a las existencias de mercanc\u00edas como zapatos, ropa, o cualquier bien en venta.&nbsp;<\/p>\n\n\n\n<p>As\u00ed, es com\u00fan que atra\u00eddos por el aviso a veces hasta por curiosidad nos detenemos a preguntar para saber el precio del remate, que tal y nos animamos a entrarle a la oportunidad, aunque no nos haga falta. Claro en esos casos es el due\u00f1o quien pone el precio de la venta.&nbsp;<\/p>\n\n\n\n<p>En el caso de los remates judiciales a que me refiero, es la etapa m\u00e1s delicada del proceso legal mediante el cual se busca obtener el pago forzoso de una deuda, primero porque para que haya remate de bienes, debe haber previamente una sentencia firme en contra del deudor.<\/p>\n\n\n\n<p>En donde ya se le haya condenado al pago de ciertas prestaciones reclamadas por el actor (acreedor) como el pago de una suerte principal, los intereses a cierto porcentaje mensual, impuestos, seguros, gastos de cobranza, costas judiciales, entre otros.&nbsp;<\/p>\n\n\n\n<p>Y en la mayor\u00eda de las ocasiones tambi\u00e9n existen interlocutorias de liquidaci\u00f3n, que son peque\u00f1as sentencias posteriores a la definitiva en donde se ha especificado la suma a la que asciende la cuenta global del deudor, otro d\u00eda les platico sobre este punto que tambi\u00e9n es muy interesante.&nbsp;<\/p>\n\n\n\n<p>Bien, con la cuenta en mano, el Juez va a despachar ejecuci\u00f3n, es decir va a ejecutar la sentencia requiriendo de pago al deudor y har\u00e1 un apercibimiento para que, en caso de no pagar la suma en el momento, vendr\u00e1 la pr\u00e1ctica de un embargo sobre bienes propiedad del deudor.&nbsp;<\/p>\n\n\n\n<p>El objeto de ese embargo es asegurar los bienes a favor del acreedor y posteriormente sacarlos a remate, es decir a la venta forzosa en caso de no hacer el pago voluntario dentro del t\u00e9rmino concedido.<\/p>\n\n\n\n<p>Esto significa que nadie tiene el dinero listo para pagarlo en cinco d\u00edas, de ser as\u00ed es casi seguro que no habr\u00eda sido llevado a juicio, lo que suceder\u00e1 entonces es que se proceder\u00e1 al remate o subasta de ese bien embargado.&nbsp;<\/p>\n\n\n\n<p>Y para hacerlo se requerir\u00e1 poner un precio, y para ello se har\u00e1 uso de peritos valuadores uno de parte del acreedor y otro de parte del deudor, para ese entonces el acreedor buscar\u00e1 adjudicarse (quedarse con el bien) para cobrarse lo que se le debe.&nbsp;<\/p>\n\n\n\n<p>Entonces necesitar\u00e1 que ese bien que embarg\u00f3 tenga el precio m\u00e1s bajo que se pueda, y la forma de hacerlo es que el aval\u00fao sea el m\u00e1s bajo posible as\u00ed al deudor ya no le quedar\u00e1 nada que reclamar, ni diferencia de dinero.<\/p>\n\n\n\n<p>Por eso es muy com\u00fan que &#8216;casualmente&#8217; el precio del aval\u00fao corresponda con el monto de la deuda, lo que sucede cuando por desconocimiento del proceso el demandado pierde el derecho de participar en ese proceso de valuaci\u00f3n al dejar de proponer a su propio perito, o cuando omite exhibir un aval\u00fao de su parte.&nbsp;<\/p>\n\n\n\n<p>Casi siempre el motivo de negarse a proporcionar un aval\u00fao es el costo que pagar\u00e1 al experto para emitir su valor, sin embargo debe verse como una forma de asegurar un precio justo.<\/p>\n\n\n\n<p>La mejor recomendaci\u00f3n en estar atentos al juicio y a todos los pasos del proceso, para no caer en rebeld\u00eda o en la p\u00e9rdida de los derechos que se deben de ejercer, y por ning\u00fan motivo permitir que se le ponga a tus bienes un valor bajo o que no corresponda al real, pues hay que considerar que al salir a remate se har\u00e1 una rebaja sobre ese precio que ser\u00e1 de entre el 25 y 35 por ciento, en la primera almoneda y mayor en las subsecuentes.<\/p>\n\n\n\n<p>Felicito desde este espacio a mis amigos los compa\u00f1eros Lupita y Ricardo quienes lograron un gran anhelo, fortaleciendo su patrimonio, no cabe duda que cuando se vive con rectitud, honestidad y generosidad, la vida siempre trae recompensa \u00a1Enhorabuena!&nbsp;<\/p>\n\n\n\n<p>Y por \u00faltimo no olviden que todos los lunes de diez a once de la ma\u00f1ana tenemos una cita en el 91.7 de frecuencia modulada para escuchar la secci\u00f3n, #poramoratudinero este lunes les voy a hablar de Cr\u00e9ditos para las Mujeres, no falten.<\/p>\n\n\n\n<p>\u00danase ya, a la Jornada Estatal para la Defensa del Patrimonio Familiar 2281148502 visite&nbsp;&nbsp;www.elbarzonrc.org Contacte elbarzonrc@yahoo.com.mx, O s\u00edgame en @terecarbajal<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Teresa Carbajal Debo, no niego; pago, lo justo Si tu expediente ya lleg\u00f3 a la etapa de remate, cuidado, es hora de poner atenci\u00f3n en el aval\u00fao.\u00a0 El tema de los remates no es sencillo de explicar, para tratar de clarificar el tema hay que decir que un remate es justo como suena, \u00abrematar\u00bb vender [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[70],"tags":[],"class_list":{"0":"post-119345","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-de-opinion"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>EL AVAL\u00daO - Los pol\u00edticos Veracruz<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lospoliticosveracruz.com\/?p=119345\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EL AVAL\u00daO - Los pol\u00edticos Veracruz\" \/>\n<meta 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