{"id":128421,"date":"2024-08-07T11:32:11","date_gmt":"2024-08-07T16:32:11","guid":{"rendered":"https:\/\/lospoliticosveracruz.com.mx\/?p=128421"},"modified":"2024-08-07T11:32:28","modified_gmt":"2024-08-07T16:32:28","slug":"infonavit-con-los-mas-vulnerables","status":"publish","type":"post","link":"https:\/\/lospoliticosveracruz.com\/?p=128421","title":{"rendered":"INFONAVIT, CON LOS M\u00c1S VULNERABLES"},"content":{"rendered":"\n<p><strong>Fanny Y\u00e9pez<\/strong><\/p>\n\n\n\n<p><em>La Columna&nbsp;&nbsp;<\/em><\/p>\n\n\n\n<p>El pasado 1 de agosto los diputados federales que integran la Comisi\u00f3n de Puntos Constitucionales aprobaron un dictamen para que el Fondo Nacional de la Vivienda para los Trabajadores establezca un sistema de casa con orientaci\u00f3n social que permita obtener cr\u00e9dito barato y suficiente para su adquisici\u00f3n o mejora, y tambi\u00e9n podr\u00e1 construir para que las personas trabajadoras cotizantes puedan adquirirla o arrendarla, en los t\u00e9rminos que fije la ley.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft size-thumbnail\"><a href=\"https:\/\/lospoliticosveracruz.com.mx\/wp-content\/uploads\/2024\/05\/IMG_0341-e1716950925234.jpeg\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/lospoliticosveracruz.com.mx\/wp-content\/uploads\/2024\/05\/IMG_0341-150x150.jpeg\" alt=\"\" class=\"wp-image-125332\"\/><\/a><\/figure>\n<\/div>\n\n\n<p>El dictamen argumenta que despu\u00e9s de un a\u00f1o de cotizaci\u00f3n ante el Fondo, se podr\u00e1 acceder a las viviendas en arrendamiento social; la mensualidad no podr\u00e1 exceder del 30 por ciento del salario de las personas trabajadoras. Despu\u00e9s de diez a\u00f1os de arrendamiento de una misma vivienda, se tendr\u00e1 derecho a adquirirla en propiedad en los t\u00e9rminos que establezca la ley.<\/p>\n\n\n\n<p>En cualquier caso, se dar\u00e1 preferencia de acceso a la vivienda en arrendamiento social a las personas trabajadoras que hayan aportado continuamente al Fondo y no cuenten con vivienda propia. La ley prever\u00e1 mecanismos para evitar discrecionalidad o injerencias arbitrarias que limiten el acceso a este derecho.<\/p>\n\n\n\n<p>Cabe resaltar que en la actualidad los cr\u00e9ditos que otorga el INFONAVIT de acuerdo a UMAS, oscilan entre 9 mil 900 y 2 millones 716 mil pesos. El cr\u00e9dito se autoriza conforme a la antig\u00fcedad del solicitante, monto salarial, aportaciones y edad, entre otros factores.&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<\/p>\n\n\n\n<p>La primera consta de brindarle al Infonavit facultades para construir viviendas cerca de los centros de trabajo de la ciudadan\u00eda, lo que traer\u00eda consigo que la ciudadan\u00eda no tenga que viajar horas para llegar a sus empleos. Este punto tendr\u00eda como principales beneficios:<\/p>\n\n\n\n<p>Se apoyar\u00e1 a las personas m\u00e1s vulnerables cobrando una renta que no exceda el 30% del salario mensual.<\/p>\n\n\n\n<p>Se premiar\u00e1 el pago cumplido otorgando el derecho de compra a quien pague su renta durante diez a\u00f1os (renta con opci\u00f3n a compra).<\/p>\n\n\n\n<p>Se fomentar\u00e1 el trabajo formal dando prioridad a las personas trabajadoras con mayor antig\u00fcedad en su cotizaci\u00f3n y que no sean propietarias.<\/p>\n\n\n\n<p>Se transparentar\u00e1 el mercado de la renta en M\u00e9xico fortaleciendo los derechos de las personas arrendadoras y las obligaciones de las arrendatarias, as\u00ed como eliminando las pr\u00e1cticas discriminatorias.<\/p>\n\n\n\n<p>Se diversificar\u00e1n las inversiones de las personas que cotizan al Infonavit accediendo a un nuevo mercado formal de arrendamiento social con flujos garantizados en el largo plazo.<\/p>\n\n\n\n<p>Con este nuevo programa el INFONAVIT podr\u00e1 construir viviendas cerca de los centros de trabajo a menores costos.<\/p>\n\n\n\n<p>Otro de los beneficios proporcionar\u00e1 este programa son dar m\u00e1s opciones a los trabajadores para el acceso de vivienda.<\/p>\n\n\n\n<p>Esto se lograr\u00eda gracias a la solidez financiera del Infonavit, la cual le permitir\u00eda a la dependencia:<\/p>\n\n\n\n<p>Se tiene programado que dicho instituto pueda construir hasta 75 mil viviendas al a\u00f1o con&nbsp;&nbsp;ello se pretende generar casi un mill\u00f3n de empleos para la construcci\u00f3n<\/p>\n\n\n\n<p>Colaborar con instituciones p\u00fablicas y privadas para contar con el suelo en las mejores ubicaciones a bajo costo<\/p>\n\n\n\n<p>Desarrollar viviendas en zonas urbanas consolidadas que cuenten con equipamientos (como hospitales, escuelas y guarder\u00edas), necesarios para la ciudadan\u00eda.<\/p>\n\n\n\n<p>El Infonavit garantizar\u00e1 el acceso definitivo de vivienda para los m\u00e1s j\u00f3venes<\/p>\n\n\n\n<p>La renta les permite a los trabajadores que menos ganan la posibilidad de acceder a la vivienda sin que deban perder dinero excesivamente<\/p>\n\n\n\n<p>El Infonavit podr\u00e1 construir viviendas m\u00e1s baratas gracias a su capacidad econ\u00f3mica y presencia nacional.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fanny Y\u00e9pez La Columna&nbsp;&nbsp; El pasado 1 de agosto los diputados federales que integran la Comisi\u00f3n de Puntos Constitucionales aprobaron un dictamen para que el Fondo Nacional de la Vivienda para los Trabajadores establezca un sistema de casa con orientaci\u00f3n social que permita obtener cr\u00e9dito barato y suficiente para su adquisici\u00f3n o mejora, y tambi\u00e9n [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":126076,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[70],"tags":[3398],"class_list":{"0":"post-128421","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-de-opinion","8":"tag-fanny-yepez"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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