{"id":176709,"date":"2026-07-19T20:03:56","date_gmt":"2026-07-20T02:03:56","guid":{"rendered":"https:\/\/lospoliticosveracruz.com\/?p=176709"},"modified":"2026-07-19T20:03:57","modified_gmt":"2026-07-20T02:03:57","slug":"la-viabilidad-del-ipe","status":"publish","type":"post","link":"https:\/\/lospoliticosveracruz.com\/?p=176709","title":{"rendered":"LA VIABILIDAD DEL IPE"},"content":{"rendered":"
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\"\"<\/a><\/figure>\n<\/div>\n\n\n

Enrique Yasser Pompeyo <\/strong><\/p>\n\n\n\n

Mesa de Redacci\u00f3n <\/em><\/p>\n\n\n\n

La discusi\u00f3n sobre el sueldo regulador del Instituto de Pensiones del Estado (IPE) ha llegado con m\u00e1s carga pol\u00edtica que jur\u00eddica. <\/p>\n\n\n\n

Mientras algunos sectores la presentan como un recorte a las pensiones, el verdadero debate deber\u00eda centrarse en una pregunta mucho m\u00e1s importante: \u00bfc\u00f3mo garantizar que el sistema de pensiones siga existiendo para las pr\u00f3ximas generaciones?<\/p>\n\n\n\n

El contexto internacional ofrece una pista. La Rep\u00fablica Federal de Alemania aprob\u00f3 una de las reformas m\u00e1s profundas de su sistema de pensiones para enfrentar el envejecimiento de la poblaci\u00f3n.<\/p>\n\n\n\n

Entre las medidas destacan el aumento gradual de la edad de retiro conforme aumenta la esperanza de vida, aportaciones obligatorias al ahorro privado y la eliminaci\u00f3n de esquemas de jubilaci\u00f3n anticipada sin penalizaci\u00f3n. <\/p>\n\n\n\n

El mensaje es claro: ning\u00fan sistema de pensiones puede sostenerse ignorando la realidad demogr\u00e1fica y financiera.<\/p>\n\n\n\n

En Veracruz, la discusi\u00f3n parece haberse detenido en un punto muy distinto. <\/p>\n\n\n\n

La reforma que introdujo el sueldo regulador fue aprobada desde 2014 y estableci\u00f3 que la pensi\u00f3n dejara de calcularse con el \u00faltimo salario para tomar como referencia el promedio de los a\u00f1os cotizados, actualizado por inflaci\u00f3n. <\/p>\n\n\n\n

No fue una decisi\u00f3n improvisada, sino un mecanismo dise\u00f1ado para cerrar una pr\u00e1ctica que durante a\u00f1os distorsion\u00f3 el sistema.<\/p>\n\n\n\n

Durante mucho tiempo, numerosos trabajadores obten\u00edan ascensos o cambios de plaza poco antes de jubilarse. <\/p>\n\n\n\n

Las llamadas \u00abplazas comod\u00edn\u00bb permit\u00edan incrementar artificialmente el salario final y, con ello, recibir una pensi\u00f3n muy superior a la que correspond\u00eda a las aportaciones realizadas durante toda una vida laboral. El beneficio individual terminaba convirti\u00e9ndose en un costo colectivo.<\/p>\n\n\n\n

La consecuencia fue un sistema sometido a una enorme presi\u00f3n financiera. <\/p>\n\n\n\n

Hoy el IPE atiende a cerca de 38 mil pensionados y enfrenta una creciente demanda de trabajadores que ya cumplen con los requisitos para retirarse. <\/p>\n\n\n\n

En estas condiciones, mantener esquemas que premiaban incrementos salariales de \u00faltima hora significar\u00eda trasladar el costo a todos los derechohabientes y comprometer la estabilidad del instituto.<\/p>\n\n\n\n

De ah\u00ed que resulte impreciso afirmar que el sueldo regulador representa un recorte de las pensiones. <\/p>\n\n\n\n

Lo que modifica es la forma de calcularlas para que exista una relaci\u00f3n m\u00e1s justa entre lo aportado y lo recibido. <\/p>\n\n\n\n

El sistema solidario del IPE contin\u00faa garantizando el pago de por vida al pensionado y, en su caso, a sus beneficiarios, una protecci\u00f3n que dif\u00edcilmente podr\u00eda sostenerse si persistieran los privilegios del pasado.<\/p>\n\n\n\n

Otro aspecto que suele alimentar la pol\u00e9mica es la exclusi\u00f3n de las compensaciones del c\u00e1lculo pensionario. <\/p>\n\n\n\n

Sin embargo, estas percepciones extraordinarias nunca formaron parte del salario base de cotizaci\u00f3n. <\/p>\n\n\n\n

En muchas dependencias, el sueldo registrado era relativamente bajo mientras la mayor parte del ingreso proven\u00eda de compensaciones. <\/p>\n\n\n\n

Pretender pensionarse con base en montos que no generaron las aportaciones correspondientes romper\u00eda cualquier principio de equilibrio actuarial.<\/p>\n\n\n\n

La discusi\u00f3n, por tanto, no deber\u00eda centrarse en revertir una reforma vigente desde hace m\u00e1s de una d\u00e9cada, sino en fortalecer al IPE frente a un desaf\u00edo que apenas comienza: el envejecimiento de la poblaci\u00f3n, la disminuci\u00f3n de trabajadores activos por cada pensionado y la necesidad de garantizar la viabilidad financiera del sistema.<\/p>\n\n\n\n

La sostenibilidad de un instituto de pensiones exige decisiones responsables, aunque resulten impopulares. <\/p>\n\n\n\n

La verdadera defensa de los trabajadores no consiste en preservar privilegios para unos cuantos, sino en asegurar que todos puedan recibir una pensi\u00f3n digna cuando llegue el momento de su retiro.<\/p>\n\n\n\n

enriquepompeyo@hotmail.com<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

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