{"id":182717,"date":"2026-10-09T09:58:59","date_gmt":"2026-10-09T15:58:59","guid":{"rendered":"https:\/\/lospoliticosveracruz.com\/?p=182717"},"modified":"2026-10-09T09:59:00","modified_gmt":"2026-10-09T15:59:00","slug":"en-la-recta-final-del-2026","status":"publish","type":"post","link":"https:\/\/lospoliticosveracruz.com\/?p=182717","title":{"rendered":"EN LA RECTA FINAL DEL 2026"},"content":{"rendered":"
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\"\"<\/a><\/figure>\n<\/div>\n\n\n

Teresa Carbajal
<\/strong>Debo, no niego; pago, lo justo<\/em><\/p>\n\n\n\n

Se nos acaba el a\u00f1o y las constantes econ\u00f3micas siguen siendo las mismas que las de cuando inici\u00f3, aumento de precios, inflaci\u00f3n, altas tasas de inter\u00e9s y alto costo del dinero a cr\u00e9dito, fraudes, fraudes y m\u00e1s fraudes financieros.
A la vista, tambi\u00e9n tenemos el estr\u00e9s financiero propiciado por la incapacidad de pagar lo que ya debemos, no por \u2018la compulsividad\u2019 en las compras, que nos \u201cachacan\u201d cada vez que se habla de cartera vencida y morosidad.
Si no por las altas tasas de inter\u00e9s en cr\u00e9ditos al consumo, que superan el cien por ciento anual.
As\u00ed es, porque a\u00fan y cuando el inter\u00e9s legal est\u00e9 fijado en el 6 (% anual) conforme a la legislaci\u00f3n mercantil vigente, los prestamistas siguen cobrando lo que quieren, con el silencio y la complacencia de quienes tienen por labor, hacer justamente lo contrario.<\/p>\n\n\n\n

La realidad es inquietante, sobre todo porque en los \u00faltimos meses toma fuerza la intenci\u00f3n de transitar del uso de efectivo hacia los pagos hechos por medios electr\u00f3nicos, y si bien disminuir el uso del efectivo, tiene sus ventajas.
Lo cierto es que, no estamos seguros en ese mundo digital en el que ya vivimos. Muestra de ello, son los reclamos ante la Condusef, por cargos o pagos no reconocidos, transferencias fraudulentas, y dem\u00e1s.
Tan solo, como lo comentamos en la junta del Barz\u00f3n, de la semana pasada; cada d\u00eda hay m\u00e1s alertas, previniendo a la poblaci\u00f3n, para no caer en los nuevos fraudes.
Que van desde p\u00e1ginas fraudulentas, publicidad fachada, c\u00f3digos QR que te dirigen a sitios de robo de datos, correos sospechosos, y bueno, eso descontando las tradicionales como llamadas telef\u00f3nicas, y clonaci\u00f3n de mensajer\u00eda instant\u00e1nea de Facebook, o de entrega de paqueter\u00eda o c\u00f3digos enviados por sms.
En verdad, para algunos puede resultar reiterativo el hablar del problema de los fraudes digitales que tienen como objetivo, el robo del dinero depositado en cuentas bancarias; reiterativo y chocante, hasta que te pasa a ti, y entonces todo cobra sentido.<\/p>\n\n\n\n

La verdad es que el tema, sigue y seguir\u00e1 en el aire, por falta de respuestas y de soluciones.
Y por ese mismo motivo, es que da inseguridad ver, como todos -y a empujones- van para all\u00e1, al saber que el mundo digital al que se nos dirige, no nos brinda las garant\u00edas necesarias para el resguardo de nuestro dinero.<\/p>\n\n\n\n

Y as\u00ed est\u00e1 cerrando -ya casi-, el a\u00f1o dos mil veintis\u00e9is. Ahora, pues ya vienen tambi\u00e9n las ventas nocturnas, el buen fin, los adelantos del aguinaldo, y fechas en las que, si bien es cierto que se recibe dinero, tambi\u00e9n se gasta.
A la par, el tema de la salud, que de igual forma no deja de ser noticia, por las quejas que rondan la deficiente atenci\u00f3n del sistema de protecci\u00f3n de salud, y tambi\u00e9n por la falta de insumos, y en algunos casos, tambi\u00e9n por la falta de personal m\u00e9dico, (especialistas), todos tenemos una experiencia cercana o propia en donde el sistema de salud, no nos respondi\u00f3 cuando m\u00e1s lo necesit\u00e1bamos.
El desempleo, otro motivo por el cual se ha deprimido nuestra econom\u00eda. Y el mandado, o el mercado o el s\u00faper, en donde sea que tengas por costumbre hacer la compra diaria, semanal o quincenal para surtir la despensa y preparar los alimentos de la familia.
\u00a1Los precios est\u00e1n por los cielos!, y tampoco hay posibilidad alguna de que esos productos bajen de precio, as\u00ed, que la estrategia de aqu\u00ed a fines de a\u00f1o, va a ser darle otra ajustada al presupuesto y a nuestras formas de consumo. Para ver de d\u00f3nde m\u00e1s podemos ahorrar.
Octubre llega a reeducarnos, porque en este mes, el d\u00eda 30, se celebra el d\u00eda mundial del ahorro, el que, de momento, pues lo vamos a celebrar sin ahorros. En este mismo mes, se llevar\u00e1 a cabo la Semana Nacional de Educaci\u00f3n Financiera del 15 al 18 de octubre, pueden consultar la convocatoria porque se contempla la modalidad virtual.<\/p>\n\n\n\n

Puede parecer exagerado, pero a\u00fan estamos a tiempo de planear un cierre de a\u00f1o econ\u00f3micamente menos complicado, poniendo por delante los compromisos de pago, que no son pocos.
Y organizando nuestra econom\u00eda en funci\u00f3n de ingresos reales. Recuerde, no pague, no firme y no tome compromisos con desconocidos, si no est\u00e1 seguro de la operaci\u00f3n o de la obligaci\u00f3n que va a aceptar.
\u00a1Hasta la pr\u00f3xima!<\/p>\n\n\n\n

Si tiene deudas y quiere pagar, pero pagar lo justo, llame al 2281148502 visite www.elbarzonrc.org<\/a> Contacte elbarzonrc@yahoo.com.mx<\/a>, O s\u00edgame en @terecarbajal<\/p>\n","protected":false},"excerpt":{"rendered":"

Teresa CarbajalDebo, no niego; pago, lo justo Se nos acaba el a\u00f1o y las constantes econ\u00f3micas siguen siendo las mismas que las de cuando inici\u00f3, aumento de precios, inflaci\u00f3n, altas tasas de inter\u00e9s y alto costo del dinero a cr\u00e9dito, fraudes, fraudes y m\u00e1s fraudes financieros.A la vista, tambi\u00e9n tenemos el estr\u00e9s financiero propiciado por […]<\/p>\n","protected":false},"author":2,"featured_media":141431,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[70],"tags":[71900,6747,6159,32141,51904,21719,15570],"class_list":["post-182717","post","type-post","status-publish","format-standard","has-post-thumbnail","category-de-opinion","tag-cierre-de-ano-2026","tag-economia-familiar","tag-educacion-financiera","tag-fraudes-financieros","tag-inflacion-en-mexico","tag-tasas-de-interes","tag-teresa-carbajal"],"yoast_head":"\nEN LA RECTA FINAL DEL 2026 - 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