{"id":183229,"date":"2026-10-16T08:20:40","date_gmt":"2026-10-16T14:20:40","guid":{"rendered":"https:\/\/lospoliticosveracruz.com\/?p=183229"},"modified":"2026-10-16T08:20:42","modified_gmt":"2026-10-16T14:20:42","slug":"educacion-financiera-para-todos","status":"publish","type":"post","link":"https:\/\/lospoliticosveracruz.com\/?p=183229","title":{"rendered":"EDUCACI\u00d3N FINANCIERA, \u00bfPARA TODOS?"},"content":{"rendered":"
\n
\"\"<\/a><\/figure>\n<\/div>\n\n\n

Teresa Carbajal<\/strong><\/p>\n\n\n\n

Debo, no niego; pago, lo justo<\/em><\/p>\n\n\n\n

Ha dado inicio el pasado 15 de octubre, la Semana Nacional de Educaci\u00f3n Financiera (SNEF), en su 19\u00aa edici\u00f3n, que organiza la Comisi\u00f3n Nacional para la Protecci\u00f3n y Defensa de los Usuarios de Servicios Financieros, CONDUSEF.<\/p>\n\n\n\n

El evento nacional re\u00fane a instituciones p\u00fablicas, privadas, y educativas para ofrecer de forma gratuita talleres, conferencias y din\u00e1micas, con la finalidad de ayudar a las personas a mejorar su relaci\u00f3n con el dinero, y fortalecer su salud financiera.<\/p>\n\n\n\n

As\u00ed se lee en el sitio electr\u00f3nico de los convocantes, y puedes consultar las actividades en su p\u00e1gina de Facebook y dem\u00e1s redes sociales, pues aparte de los eventos a los que podr\u00edas acudir de manera personal si vives en la Ciudad de M\u00e9xico. Tambi\u00e9n habr\u00e1 a distancia, de forma virtual.<\/p>\n\n\n\n

Este a\u00f1o titulan su serie con el lema, \u00bfY t\u00fa qu\u00e9 pel\u00edcula financiera te cuentas?, miren arranc\u00f3 el d\u00eda de ayer jueves 15, con temas como \u201cR\u00e1pidos y Endeudados: c\u00f3mo ganarle al cr\u00e9dito\u201d, a cargo de Banorte; \u201cResiliencia financiera: \u00bfc\u00f3mo evitar querer renunciar a ser adulto con tu dinero\u201d, impartida por Sof\u00eda Mac\u00edas, (la de Peque\u00f1o Cerdo Capitalista) por citar algunos.<\/p>\n\n\n\n

Por la ma\u00f1ana estuvieron los temas \u201cEl factor del miedo: emociones, dinero, y comportamiento financiero\u201d impartido por Carlos Cruz Florencia de Nubank; \u201cDel Fomo al control: \u00bfqui\u00e9n maneja tu dinero?\u201d por Romina Benvenuti de Nubank.<\/p>\n\n\n\n

Entre los participantes ponentes est\u00e1n C\u00edrculo de Cr\u00e9dito, MIDE Profuturo, FINSUS, BBVA, entre los ya mencionados y desde luego la Condusef.<\/p>\n\n\n\n

En general, sin restarle m\u00e9ritos traen buen programa, con t\u00edtulos novedosos que sirven claro, para educar o redirigir la atenci\u00f3n de los usuarios de servicios financieros hacia los errores que vamos cometiendo en el manejo de las finanzas y que, desde luego, podemos reorientar para un mejor manejo del dinero.<\/p>\n\n\n\n

La educaci\u00f3n es fundamental para el desarrollo de un pa\u00eds, ni duda cabe. Si se trata de educaci\u00f3n financiera, pues ya no se diga. Todo lo que podamos aprender desde tips, o ideas que nos hagan reflexionar, acerca del por qu\u00e9 seguimos sin poder ahorrar, o sin prever para el futuro, vale.<\/p>\n\n\n\n

Qu\u00e9 mejor que los j\u00f3venes se acerquen cada d\u00eda a un tema que para muchos adultos, no todos, fue tema tab\u00fa, y los llev\u00f3 a la edad adulta mayor a continuar con deudas de la juventud, las que tambi\u00e9n, dicho sea de paso, no fueron siempre atribuibles a un mal manejo o desorden de las finanzas.<\/p>\n\n\n\n

Si no al sistema financiero y bancario mexicano. El que tambi\u00e9n, (qu\u00e9 bonito) est\u00e1 participando de la iniciativa, para educar al pueblo con el dinero, ellos siempre ser\u00e1n los m\u00e1s dispuestos, a ense\u00f1arnos como abrocharnos m\u00e1s el cintur\u00f3n, para que el dinero alcance.<\/p>\n\n\n\n

O en \u2018c\u00f3mo hacer de tripas coraz\u00f3n\u2019, cuando alguien (no ellos) nos robe el dinero depositado en las cuentas bancarias, (Ni Dios lo mande) y no haya quien nos responda, ni nos d\u00e9 raz\u00f3n de c\u00f3mo recuperarlo.<\/p>\n\n\n\n

Claro, con los a\u00f1os, las crisis y la econom\u00eda con la que vivimos, es cada vez m\u00e1s necesario hacer uso de cr\u00e9ditos, cr\u00e9ditos en los que como lo dec\u00eda Marcos Carrera ex funcionario de la Condusef, \u201cse junta el hambre, con las ganas de comer\u201d, cuando de pedir prestado se trata, obviando las letras chiquitas, cayendo con prestamistas informales, pagando intereses de fuego, o entregando nuestros datos personales a quien no se debe.<\/p>\n\n\n\n

Uno de mis anhelos, que alg\u00fan d\u00eda se har\u00e1 realidad, es que tambi\u00e9n los prestamistas puedan sentarse a que los eduquen financieramente.<\/p>\n\n\n\n

A que las autoridades por fin, puedan quitarse la mordaza de ser organismos regulados por los capitales, en lugar de reguladores. Que se revisen con lupa sus contratos, y se les explique por qu\u00e9 la publicidad enga\u00f1osa, es la causa n\u00famero uno del mal manejo de los cr\u00e9ditos por parte del usuario, sancionando desde luego fuertemente (econ\u00f3micamente) a los que cometan abusos.<\/p>\n\n\n\n

Y no la falta de lectura o entendimiento de los contratantes. Tambi\u00e9n a no abusar de los clientes, autorizando reestructuras cuando est\u00e1n por vencerse los plazos de pago, para mantener a sus acreditados en un espiral interminable de deudas, e intereses, que les convierte en esclavos de sus deudas.<\/p>\n\n\n\n

Mecanismo mediante el cual, se orilla al usuario a pedir prestado en otro lado, para poder ahora terminar la quincena con dinero en la bolsa.<\/p>\n\n\n\n

Pondr\u00eda mas supuestos, pero por ahora lo que interesa es traer a la pel\u00edcula financiera, que la carencia o deficiencia de educaci\u00f3n financiera no es la madre de nuestros problemas de insolvencia, sino tambi\u00e9n hay que darle su cr\u00e9dito en la pel\u00edcula, a la falta de ordenamiento, transparencia, y eficiencia de los prestadores de servicios financieros, cobijados bajo la manta, de que todos los desaciertos, provienen de un mismo origen.<\/p>\n\n\n\n

\u00danase ya, a la Jornada Estatal para la Defensa del Patrimonio Familiar 2281148502 visite  www.elbarzonrc.org Contacte elbarzonrc@yahoo.com.mx, O s\u00edgame en @terecarbajal<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Teresa Carbajal Debo, no niego; pago, lo justo Ha dado inicio el pasado 15 de octubre, la Semana Nacional de Educaci\u00f3n Financiera (SNEF), en su 19\u00aa edici\u00f3n, que organiza la Comisi\u00f3n Nacional para la Protecci\u00f3n y Defensa de los Usuarios de Servicios Financieros, CONDUSEF. El evento nacional re\u00fane a instituciones p\u00fablicas, privadas, y educativas para […]<\/p>\n","protected":false},"author":2,"featured_media":141431,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[70],"tags":[6159,34133],"class_list":["post-183229","post","type-post","status-publish","format-standard","has-post-thumbnail","category-de-opinion","tag-educacion-financiera","tag-tere-carbajal"],"yoast_head":"\nEDUCACI\u00d3N FINANCIERA, \u00bfPARA TODOS? - Los pol\u00edticos Veracruz<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lospoliticosveracruz.com\/?p=183229\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EDUCACI\u00d3N FINANCIERA, \u00bfPARA TODOS? - Los pol\u00edticos Veracruz\" \/>\n<meta property=\"og:description\" content=\"Teresa Carbajal Debo, no niego; pago, lo justo Ha dado inicio el pasado 15 de octubre, la Semana Nacional de Educaci\u00f3n Financiera (SNEF), en su 19\u00aa edici\u00f3n, que organiza la Comisi\u00f3n Nacional para la Protecci\u00f3n y Defensa de los Usuarios de Servicios Financieros, CONDUSEF. 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