{"id":185353,"date":"2026-11-13T08:20:40","date_gmt":"2026-11-13T14:20:40","guid":{"rendered":"https:\/\/lospoliticosveracruz.com\/?p=185353"},"modified":"2026-11-13T08:20:41","modified_gmt":"2026-11-13T14:20:41","slug":"el-dinero-es-tuyo-pero-el-acceso-depende-de-otros","status":"publish","type":"post","link":"https:\/\/lospoliticosveracruz.com\/?p=185353","title":{"rendered":"EL DINERO ES TUYO, PERO EL ACCESO DEPENDE DE OTROS"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignleft size-full is-resized\"><a href=\"https:\/\/lospoliticosveracruz.com\/wp-content\/uploads\/2026\/05\/IMG_1092.png\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"600\" src=\"https:\/\/lospoliticosveracruz.com\/wp-content\/uploads\/2026\/05\/IMG_1092.png\" alt=\"\" class=\"wp-image-172799\" style=\"width:375px;height:auto\" srcset=\"https:\/\/lospoliticosveracruz.com\/wp-content\/uploads\/2026\/05\/IMG_1092.png 640w, https:\/\/lospoliticosveracruz.com\/wp-content\/uploads\/2026\/05\/IMG_1092-300x281.png 300w, https:\/\/lospoliticosveracruz.com\/wp-content\/uploads\/2026\/05\/IMG_1092-448x420.png 448w, https:\/\/lospoliticosveracruz.com\/wp-content\/uploads\/2026\/05\/IMG_1092-150x141.png 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><strong>Pepe Cort\u00e9s<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Correos que no llegaban, documentos inaccesibles, reuniones suspendidas y tr\u00e1mites detenidos. Durante horas, una falla global de Microsoft afect\u00f3 servicios utilizados por empresas, universidades e instituciones p\u00fablicas que dependen de Microsoft 365, Outlook, Excel, Word y Teams. Pero \u00bfqu\u00e9 tiene que ver Microsoft con nuestro dinero? Mucho m\u00e1s de lo que imaginamos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bancos, aseguradoras, empresas y comercios utilizan plataformas tecnol\u00f3gicas para administrar informaci\u00f3n, autorizar operaciones, procesar facturas y coordinar pagos. Microsoft participa en esa infraestructura mediante servicios de nube, correo electr\u00f3nico y herramientas empresariales. No controla todo el sistema financiero, pero forma parte de su ecosistema tecnol\u00f3gico. Cuando estos servicios fallan, pueden retrasarse autorizaciones, pagos y operaciones administrativas. Y si la interrupci\u00f3n alcanza los sistemas de pago, podemos tener dinero sin conseguir utilizarlo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Los antecedentes de seguridad tampoco son menores. En julio de 2025, ProPublica revel\u00f3 que Microsoft hab\u00eda utilizado ingenieros ubicados en China para prestar soporte a sistemas inform\u00e1ticos del Pent\u00e1gono. El Departamento de Defensa intervino y la empresa anunci\u00f3 que terminar\u00eda esa pr\u00e1ctica. En 2023, un grupo vinculado con el Estado chino consigui\u00f3 acceder a correos gubernamentales estadounidenses aprovechando vulnerabilidades en servicios de Microsoft. \u00bfLa reciente ca\u00edda fue un error t\u00e9cnico, negligencia o una acci\u00f3n deliberada? No existen pruebas p\u00fablicas que permitan atribuirla a un sabotaje, pero estos antecedentes obligan a cuestionar la seguridad de las infraestructuras tecnol\u00f3gicas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Gobiernos, bancos y empresas impulsan una econom\u00eda con menos efectivo, m\u00e1s transferencias, aplicaciones bancarias y pagos electr\u00f3nicos. La digitalizaci\u00f3n facilita las transacciones y reduce costos, pero tambi\u00e9n concentra riesgos. El dinero digital necesita electricidad, telecomunicaciones, servidores y sistemas de procesamiento. Si alguno de estos componentes esenciales falla y no existe respaldo operativo, las transacciones pueden detenerse. La riqueza permanece; lo que se interrumpe es la posibilidad de movilizarla.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Un comercio puede tener mercanc\u00eda y clientes, pero no conseguir cobrar. Una empresa puede disponer de recursos y enfrentar dificultades para pagar su n\u00f3mina. Una persona puede tener ahorros y no poder realizar una transferencia. Por eso, reducir el efectivo sin garantizar alternativas confiables representa un riesgo econ\u00f3mico. Necesitamos infraestructura independiente, sistemas de respaldo, responsabilidades claras y medios de pago que funcionen durante las emergencias. El efectivo conserva una ventaja fundamental: permite realizar transacciones sin depender de internet ni servidores.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La ca\u00edda de Microsoft no paraliz\u00f3 todo el sistema bancario, pero nos recuerda cu\u00e1nto dependemos de la tecnolog\u00eda. Si una falla accidental puede interrumpir servicios esenciales durante horas, \u00bfqu\u00e9 ocurrir\u00eda ante un ataque deliberado contra la infraestructura financiera? La modernidad no consiste en eliminar el efectivo, sino en garantizar que la tecnolog\u00eda ampl\u00ede nuestras libertades sin convertirnos en dependientes de ella.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El dinero es tuyo. Pero si otros controlan completamente el acceso, tambi\u00e9n condicionan tu libertad econ\u00f3mica.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">@pepecortesmx<br>Economista y abogado. Analista pol\u00edtico y articulista.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pepe Cort\u00e9s Correos que no llegaban, documentos inaccesibles, reuniones suspendidas y tr\u00e1mites detenidos. Durante horas, una falla global de Microsoft afect\u00f3 servicios utilizados por empresas, universidades e instituciones p\u00fablicas que dependen de Microsoft 365, Outlook, Excel, Word y Teams. Pero \u00bfqu\u00e9 tiene que ver Microsoft con nuestro dinero? Mucho m\u00e1s de lo que imaginamos. Bancos, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":185354,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[70],"tags":[73005,73007,73009,43482,73006,73008],"class_list":["post-185353","post","type-post","status-publish","format-standard","has-post-thumbnail","category-de-opinion","tag-caida-global-de-microsoft","tag-dependencia-tecnologica-del-sistema-financiero","tag-fallas-en-microsoft-365-y-outlook","tag-pepe-cortes","tag-riesgos-de-la-economia-digital","tag-seguridad-de-los-pagos-electronicos"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>EL DINERO ES TUYO, PERO EL ACCESO DEPENDE DE OTROS - Los pol\u00edticos Veracruz<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lospoliticosveracruz.com\/?p=185353\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EL DINERO ES TUYO, PERO EL ACCESO DEPENDE DE OTROS - Los pol\u00edticos Veracruz\" \/>\n<meta property=\"og:description\" content=\"Pepe Cort\u00e9s Correos que no llegaban, documentos inaccesibles, reuniones suspendidas y tr\u00e1mites detenidos. 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