{"id":51260,"date":"2019-12-06T07:51:08","date_gmt":"2019-12-06T13:51:08","guid":{"rendered":"http:\/\/www.lospoliticosveracruz.com.mx\/?p=51260"},"modified":"2019-12-06T07:51:08","modified_gmt":"2019-12-06T13:51:08","slug":"el-arte-de-la-cobranza","status":"publish","type":"post","link":"https:\/\/lospoliticosveracruz.com\/?p=51260","title":{"rendered":"El arte de la Cobranza"},"content":{"rendered":"<p><strong>Teresa Carbajal<\/strong><\/p>\n<p><em>Debo no niego; pago lo justo<\/em><\/p>\n<p>La cobranza como se le conoce a las actividades que realizan las Entidades Financieras a trav\u00e9s de despachos con el prop\u00f3sito de requerir extrajudicialmente el pago al deudor, es un verdadero arte cuyo \u00e9xito radica en la educaci\u00f3n, respeto, y apertura con que se conduzca quien la practique.<\/p>\n<p>El inter\u00e9s que muestre por conocer las circunstancias especiales que llevaron al acreditado a dejar de pagar puntualmente, pero sobre todo la valoraci\u00f3n de las condiciones reales (y realistas) de pago que cada quien tiene, para poder afrontar la moratoria y resolver su endeudamiento.<\/p>\n<p>Record\u00e9 el tema de la cobranza abusiva, porque esta semana tuve oportunidad de conocer a Felipe quien reci\u00e9n perdi\u00f3 el trabajo y ya no pudo continuar con el pago de su cr\u00e9dito hipotecario, \u00e9l ha venido con mucha aflicci\u00f3n a verme, porque dice que el cobrador del banco le dijo que mejor entregue la casa por las buenas y evite ser desalojado \u00a1c\u00f3mo!, \u00a1\u00bfdespu\u00e9s de pagar 13 a\u00f1os y falt\u00e1ndole menos de la mitad para terminar?!, no se\u00f1or, as\u00ed no son las cosas.<\/p>\n<p>Tambi\u00e9n a Yolanda, a quien la joven cobradora de la financiera, pretende que no tenga asistencia legal al momento de formalizar un convenio previamente establecido, ante una autoridad, que por \u201cpol\u00edticas de la empresa\u201d. No, se\u00f1ora eso no es posible, pues todos tenemos derecho a contar con asesor\u00eda y defensa en situaci\u00f3n de deudas o en cualquiera otra en donde nos encontremos en desventaja social o porque desconozcamos las leyes.<\/p>\n<p>Qu\u00e9 diferencia con Rodolfo quien dentro de un avanzado procedimiento legal, la empresa de autofinanciamiento que lo acredit\u00f3, est\u00e1 haciendo una integral valoraci\u00f3n de su caso, para poder llegar a un acuerdo que favorezca a ambas partes: \u00bftiempo o descuento?, el planteamiento es claro y por supuesto justo.<\/p>\n<p>\u00c9ste caso de Rodolfo bien manejado por el director jur\u00eddico de la empresa, un buen negociador, que ha entendido no solo el fuerte respaldo con que Rodolfo cuenta por estar representado por el Barz\u00f3n, sino lo importante del caso, \u00a0que es no es despojarlo del veh\u00edculo que se le acredit\u00f3 y que ocupa como taxi, (pues su sustento diario lo obtiene como taxista), sino resolver el caso en condiciones que la financiera le permitan recuperar lo prestado y a Rodolfo descansar de la presi\u00f3n judicial de la deuda y dedicarse a trabajar y a cuidar de su familia, sin arriesgarse a perder su casa que fue con lo que garantiz\u00f3 la deuda, o a que en cualquier momento tr\u00e1nsito le quite la unidad como ya estuvo a punto de suceder.<\/p>\n<p>\u00bfCu\u00e1l es la diferencia entre estos tres casos? un buen negociador que practica legalmente la cobranza, contra dos personajes atrapados en el ayer de la \u00a0cobranza abusiva.<\/p>\n<p>Por hoy me despido, no se exceda en el buen fin.<\/p>\n<p>\u00a1Si tiene deudas y desea exponer su caso llame al 2281148502!<\/p>\n<p>Visite\u00a0 <a href=\"http:\/\/www.elbarzonrc.org\/\">www.elbarzonrc.org<\/a> Contacte <a href=\"mailto:elbarzonrc@yahoo.com.mx\">elbarzonrc@yahoo.com.mx<\/a>, O s\u00edgame en @terecarbajal<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Teresa Carbajal Debo no niego; pago lo justo La cobranza como se le conoce a las actividades que realizan las Entidades Financieras a trav\u00e9s de despachos con el prop\u00f3sito de requerir extrajudicialmente el pago al deudor, es un verdadero arte cuyo \u00e9xito radica en la educaci\u00f3n, respeto, y apertura con que se conduzca quien la [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":51261,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[70],"tags":[15877,15879,15880,15676,15878,15881],"class_list":{"0":"post-51260","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-de-opinion","8":"tag-cobranza","9":"tag-cobranza-abusiva","10":"tag-credito-hipotecario","11":"tag-el-barzon","12":"tag-entidades-financieras","13":"tag-politicas-de-la-empresa"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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