{"id":61491,"date":"2020-09-25T12:18:18","date_gmt":"2020-09-25T17:18:18","guid":{"rendered":"http:\/\/www.lospoliticosveracruz.com.mx\/?p=61491"},"modified":"2020-09-25T12:18:18","modified_gmt":"2020-09-25T17:18:18","slug":"reestructuras-el-nuevo-plan-de-los-bancos","status":"publish","type":"post","link":"https:\/\/lospoliticosveracruz.com\/?p=61491","title":{"rendered":"Reestructuras: el nuevo plan de los Bancos"},"content":{"rendered":"<p><strong>Teresa Carbajal<\/strong><\/p>\n<p><em>Debo, no niego; pago, lo justo<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>La Banca nuevamente tiende sus redes a los deudores para mantenerlos quietos \u00bfel mecanismo? reestructuras que prometen disminuir las tasas de inter\u00e9s, capital, y pagos hasta en un 25%, y ampliar el plazo original de pago hasta en un 50%.<br \/>\n\u00a1No nos enga\u00f1emos!, ning\u00fan plan de reestructuras dar\u00e1 resultados satisfactorios, mientras la econom\u00eda del pa\u00eds no repunte. El problema de la cartera vencida no se solucionar\u00e1 hasta que la econom\u00eda nos sea favorable a todos.<br \/>\nNi bien han terminado los programas de diferimiento de pagos para quienes lograron acceder a ellos, una ola de quejas sobre abusos reales cometidos por los bancos comienzan a encabezar las listas de afectaciones sobre los ingresos mensuales de los mexicanos.<br \/>\nPor ejemplo, que alguien tom\u00f3 el programa y al cuarto mes lo dejaron sin quincena porque el banco se cobr\u00f3 \u201cde un solo golpe\u201d lo acumulado durante los 4 meses; o que el banco no esper\u00f3 el pago espont\u00e1neo de una tarjeta de cr\u00e9dito, y tom\u00f3 de otra cuenta (d\u00e9bito) que ten\u00eda en el mismo banco el pago del mes corriente; o, que alguien accedi\u00f3 v\u00eda telef\u00f3nica al programa y le dijeron que \u00e9ste no le iba a generar intereses y a la mera hora s\u00ed los gener\u00f3, haci\u00e9ndole pagar incluso por adelantado.<br \/>\nRecuerda cuando all\u00e1 por el mes de marzo a pregunta p\u00fablica y abierta sobre la confiabilidad de esos programas, el Barz\u00f3n ped\u00eda a los interesados observar las \u201cletras chiquitas\u201d y siempre documentar por escrito todos los acuerdos con su banco, precisamente porque ya los conocemos y ahora que nos toca recoger los testimonios de quienes por necesidad optaron por creerle a los bancos, ello nos motiva para desplegar acciones m\u00e1s reflexivas sobre esta nueva estrategia: las reestructuras.<br \/>\nHace un mes se nos advirti\u00f3 que ya no podr\u00edan esperarnos m\u00e1s y que tendr\u00edamos que comenzar a pagar, prometiendo que si bien se acab\u00f3 la tregua, las instituciones financieras ajustar\u00edan sus esquemas de pago a \u201cla nueva realidad\u201d.<br \/>\nCuidado. Las campa\u00f1as publicitarias para recabar la firma de los deudores y comprometerlos a enfrentar sus deudas, siempre terminan mal porque los programa que anuncian como \u201ctrajes a la medida\u201d no son acordes a la capacidad de pago del acreditado.<br \/>\nPor lo que una buena recomendaci\u00f3n es, s\u00ed acercarse al banco a conocer las opciones ofrecidas pero evitar aceptar o firmar lo que no se podr\u00e1 pagar.<br \/>\nPorque estos programas contribuyen a desviar la atenci\u00f3n de lo que debiera ser una exigencia generalizada hacia el gobierno: \u00bfqu\u00e9 atenci\u00f3n e inter\u00e9s le merece el problema de la cartera vencida?, \u00bfcu\u00e1l es el apoyo que les est\u00e1 dando a los deudores?, \u00bfcu\u00e1l fue su estrategia para evitar la p\u00e9rdida de empleos?, y \u00bfcu\u00e1l ha sido la estrategia de reactivaci\u00f3n econ\u00f3mica? ante el masivo cierre y quiebra de empresas.<br \/>\nUna sola respuesta parece responder a todas esas preguntas: no les interesa.<br \/>\n\u00bfA\u00fan no te has inscrito a la Jornada Estatal de Defensa del Patrimonio Familiar?<br \/>\nLlama al 2281148502 visite www.elbarzonrc.org Contacte elbarzonrc@yahoo.com.mx, O s\u00edgame en @terecarbajal<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Teresa Carbajal Debo, no niego; pago, lo justo &nbsp; La Banca nuevamente tiende sus redes a los deudores para mantenerlos quietos \u00bfel mecanismo? reestructuras que prometen disminuir las tasas de inter\u00e9s, capital, y pagos hasta en un 25%, y ampliar el plazo original de pago hasta en un 50%. \u00a1No nos enga\u00f1emos!, ning\u00fan plan de [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[70],"tags":[15550,4923,2465,21722,21720,21721,17200,21719,15570],"class_list":{"0":"post-61491","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-de-opinion","7":"tag-barzon","8":"tag-capital","9":"tag-intereses","10":"tag-jornada-estatal-de-defensa-del-patrimonio-familiar","11":"tag-letras-chiquitas","12":"tag-quiebra-de-empresas","13":"tag-reactivacion-economica","14":"tag-tasas-de-interes","15":"tag-teresa-carbajal"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Reestructuras: el nuevo plan de los Bancos - Los pol\u00edticos Veracruz<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lospoliticosveracruz.com\/?p=61491\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Reestructuras: el nuevo plan de los Bancos - Los pol\u00edticos Veracruz\" \/>\n<meta property=\"og:description\" content=\"Teresa Carbajal Debo, no niego; pago, lo justo &nbsp; La Banca nuevamente tiende sus redes a los deudores para mantenerlos quietos \u00bfel mecanismo? reestructuras que prometen disminuir las tasas de inter\u00e9s, capital, y pagos hasta en un 25%, y ampliar el plazo original de pago hasta en un 50%. \u00a1No nos enga\u00f1emos!, ning\u00fan plan de [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/lospoliticosveracruz.com\/?p=61491\" \/>\n<meta property=\"og:site_name\" content=\"Los pol\u00edticos Veracruz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/people\/Notimemes-de-los-Polticos\/61565672886568\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-09-25T17:18:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/lospoliticosveracruz.com\/wp-content\/uploads\/2016\/07\/Logo-Dor.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"200\" \/>\n\t<meta property=\"og:image:height\" content=\"200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Lo viste en Los Pol\u00edticos\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@LosPoliticosVer\" \/>\n<meta name=\"twitter:site\" content=\"@LosPoliticosVer\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lo viste en Los Pol\u00edticos\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/?p=61491#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/?p=61491\"},\"author\":{\"name\":\"Lo viste en Los Pol\u00edticos\",\"@id\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/#\\\/schema\\\/person\\\/b8702bb0e538456e6efd07080bf2a4a2\"},\"headline\":\"Reestructuras: el nuevo plan de los Bancos\",\"datePublished\":\"2020-09-25T17:18:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/?p=61491\"},\"wordCount\":549,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/#organization\"},\"keywords\":[\"Barz\u00f3n\",\"Capital\",\"intereses\",\"Jornada Estatal de Defensa del Patrimonio Familiar\",\"Letras chiquitas\",\"Quiebra de empresas\",\"Reactivaci\u00f3n Econ\u00f3mica\",\"Tasas de inter\u00e9s\",\"Teresa Carbajal\"],\"articleSection\":[\"De Opini\u00f3n\"],\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/lospoliticosveracruz.com\\\/?p=61491#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/?p=61491\",\"url\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/?p=61491\",\"name\":\"Reestructuras: el nuevo plan de los Bancos - Los pol\u00edticos Veracruz\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/#website\"},\"datePublished\":\"2020-09-25T17:18:18+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/?p=61491#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/lospoliticosveracruz.com\\\/?p=61491\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/?p=61491#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Reestructuras: el nuevo plan de los Bancos\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/#website\",\"url\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/\",\"name\":\"Los pol\u00edticos Veracruz\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/#organization\",\"name\":\"Los pol\u00edticos Veracruz\",\"url\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/Logo-Nuevo-LOS-POLITICOS-1.jpg\",\"contentUrl\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/Logo-Nuevo-LOS-POLITICOS-1.jpg\",\"width\":260,\"height\":70,\"caption\":\"Los pol\u00edticos Veracruz\"},\"image\":{\"@id\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/people\\\/Notimemes-de-los-Polticos\\\/61565672886568\\\/\",\"https:\\\/\\\/x.com\\\/LosPoliticosVer\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/#\\\/schema\\\/person\\\/b8702bb0e538456e6efd07080bf2a4a2\",\"name\":\"Lo viste en Los Pol\u00edticos\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/3a8de04a2656d44082be478bd6c086daa447c4651605818287b9532d3d0bd435?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/3a8de04a2656d44082be478bd6c086daa447c4651605818287b9532d3d0bd435?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/3a8de04a2656d44082be478bd6c086daa447c4651605818287b9532d3d0bd435?s=96&d=mm&r=g\",\"caption\":\"Lo viste en Los Pol\u00edticos\"},\"url\":\"https:\\\/\\\/lospoliticosveracruz.com\\\/?author=2\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Reestructuras: el nuevo plan de los Bancos - Los pol\u00edticos Veracruz","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/lospoliticosveracruz.com\/?p=61491","og_locale":"es_ES","og_type":"article","og_title":"Reestructuras: el nuevo plan de los Bancos - Los pol\u00edticos Veracruz","og_description":"Teresa Carbajal Debo, no niego; pago, lo justo &nbsp; La Banca nuevamente tiende sus redes a los deudores para mantenerlos quietos \u00bfel mecanismo? reestructuras que prometen disminuir las tasas de inter\u00e9s, capital, y pagos hasta en un 25%, y ampliar el plazo original de pago hasta en un 50%. \u00a1No nos enga\u00f1emos!, ning\u00fan plan de [&hellip;]","og_url":"https:\/\/lospoliticosveracruz.com\/?p=61491","og_site_name":"Los pol\u00edticos Veracruz","article_publisher":"https:\/\/www.facebook.com\/people\/Notimemes-de-los-Polticos\/61565672886568\/","article_published_time":"2020-09-25T17:18:18+00:00","og_image":[{"width":200,"height":200,"url":"https:\/\/lospoliticosveracruz.com\/wp-content\/uploads\/2016\/07\/Logo-Dor.jpg","type":"image\/jpeg"}],"author":"Lo viste en Los Pol\u00edticos","twitter_card":"summary_large_image","twitter_creator":"@LosPoliticosVer","twitter_site":"@LosPoliticosVer","twitter_misc":{"Escrito por":"Lo viste en Los Pol\u00edticos","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/lospoliticosveracruz.com\/?p=61491#article","isPartOf":{"@id":"https:\/\/lospoliticosveracruz.com\/?p=61491"},"author":{"name":"Lo viste en Los Pol\u00edticos","@id":"https:\/\/lospoliticosveracruz.com\/#\/schema\/person\/b8702bb0e538456e6efd07080bf2a4a2"},"headline":"Reestructuras: el nuevo plan de los Bancos","datePublished":"2020-09-25T17:18:18+00:00","mainEntityOfPage":{"@id":"https:\/\/lospoliticosveracruz.com\/?p=61491"},"wordCount":549,"commentCount":0,"publisher":{"@id":"https:\/\/lospoliticosveracruz.com\/#organization"},"keywords":["Barz\u00f3n","Capital","intereses","Jornada Estatal de Defensa del Patrimonio Familiar","Letras chiquitas","Quiebra de empresas","Reactivaci\u00f3n Econ\u00f3mica","Tasas de inter\u00e9s","Teresa Carbajal"],"articleSection":["De Opini\u00f3n"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/lospoliticosveracruz.com\/?p=61491#respond"]}]},{"@type":"WebPage","@id":"https:\/\/lospoliticosveracruz.com\/?p=61491","url":"https:\/\/lospoliticosveracruz.com\/?p=61491","name":"Reestructuras: el nuevo plan de los Bancos - Los pol\u00edticos Veracruz","isPartOf":{"@id":"https:\/\/lospoliticosveracruz.com\/#website"},"datePublished":"2020-09-25T17:18:18+00:00","breadcrumb":{"@id":"https:\/\/lospoliticosveracruz.com\/?p=61491#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/lospoliticosveracruz.com\/?p=61491"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/lospoliticosveracruz.com\/?p=61491#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/lospoliticosveracruz.com\/"},{"@type":"ListItem","position":2,"name":"Reestructuras: el nuevo plan de los Bancos"}]},{"@type":"WebSite","@id":"https:\/\/lospoliticosveracruz.com\/#website","url":"https:\/\/lospoliticosveracruz.com\/","name":"Los pol\u00edticos Veracruz","description":"","publisher":{"@id":"https:\/\/lospoliticosveracruz.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/lospoliticosveracruz.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/lospoliticosveracruz.com\/#organization","name":"Los pol\u00edticos Veracruz","url":"https:\/\/lospoliticosveracruz.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/lospoliticosveracruz.com\/#\/schema\/logo\/image\/","url":"https:\/\/lospoliticosveracruz.com\/wp-content\/uploads\/2025\/12\/Logo-Nuevo-LOS-POLITICOS-1.jpg","contentUrl":"https:\/\/lospoliticosveracruz.com\/wp-content\/uploads\/2025\/12\/Logo-Nuevo-LOS-POLITICOS-1.jpg","width":260,"height":70,"caption":"Los pol\u00edticos Veracruz"},"image":{"@id":"https:\/\/lospoliticosveracruz.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/people\/Notimemes-de-los-Polticos\/61565672886568\/","https:\/\/x.com\/LosPoliticosVer"]},{"@type":"Person","@id":"https:\/\/lospoliticosveracruz.com\/#\/schema\/person\/b8702bb0e538456e6efd07080bf2a4a2","name":"Lo viste en Los Pol\u00edticos","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/3a8de04a2656d44082be478bd6c086daa447c4651605818287b9532d3d0bd435?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/3a8de04a2656d44082be478bd6c086daa447c4651605818287b9532d3d0bd435?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3a8de04a2656d44082be478bd6c086daa447c4651605818287b9532d3d0bd435?s=96&d=mm&r=g","caption":"Lo viste en Los Pol\u00edticos"},"url":"https:\/\/lospoliticosveracruz.com\/?author=2"}]}},"_links":{"self":[{"href":"https:\/\/lospoliticosveracruz.com\/index.php?rest_route=\/wp\/v2\/posts\/61491","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lospoliticosveracruz.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lospoliticosveracruz.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lospoliticosveracruz.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lospoliticosveracruz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=61491"}],"version-history":[{"count":1,"href":"https:\/\/lospoliticosveracruz.com\/index.php?rest_route=\/wp\/v2\/posts\/61491\/revisions"}],"predecessor-version":[{"id":61494,"href":"https:\/\/lospoliticosveracruz.com\/index.php?rest_route=\/wp\/v2\/posts\/61491\/revisions\/61494"}],"wp:attachment":[{"href":"https:\/\/lospoliticosveracruz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=61491"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lospoliticosveracruz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=61491"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lospoliticosveracruz.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=61491"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}