{"id":61844,"date":"2020-10-02T16:24:12","date_gmt":"2020-10-02T21:24:12","guid":{"rendered":"http:\/\/www.lospoliticosveracruz.com.mx\/?p=61844"},"modified":"2020-10-02T16:24:12","modified_gmt":"2020-10-02T21:24:12","slug":"deudas-soluciones-sin-esperanzas","status":"publish","type":"post","link":"https:\/\/lospoliticosveracruz.com\/?p=61844","title":{"rendered":"Deudas: Soluciones sin Esperanzas"},"content":{"rendered":"<p class=\"s3\"><b>Teresa Carbajal<\/b><\/p>\n<div class=\"s7\"><i>Debo, no niego; pago, lo justo\u00a0<\/i><\/div>\n<p class=\"s9\"><span class=\"s8\"><span class=\"bumpedFont15\">El pasado veintitr\u00e9s<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> de septiembre, <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">la Secretar\u00eda de Hacienda y Cr\u00e9dito P\u00fablico <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">(SHCP) <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">a trav\u00e9s<\/span><\/span> <span class=\"s8\"><span class=\"bumpedFont15\">de la Comisi\u00f3n Nacional Bancaria y de Valores (CNBV) <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">anunci\u00f3 mediante <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">su<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> comunicado n\u00famero 076 <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">un paquete de medidas de a<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">poyo a deudores de la banca con<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> el que pretend\u00eda<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> la disminuci\u00f3n del capital de las deudas, entre otros, para proteger la econom\u00eda de las personas y las empresas.<\/span><\/span><\/p>\n<p class=\"s9\"><span class=\"s8\"><span class=\"bumpedFont15\">A ocho d\u00edas de<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">l<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> anuncio <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">que en nota informativa del Centro de Estudios de las Finanzas P\u00fablicas de la C\u00e1mara de Diputados<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> se<\/span><\/span> <span class=\"s8\"><span class=\"bumpedFont15\">titul\u00f3<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> como<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> \u201cPrograma de Alivio a Deudores de la Banca\u201d<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">,<\/span><\/span> <span class=\"s8\"><span class=\"bumpedFont15\">la Asociaci\u00f3n de Bancos de M\u00e9xico (ABM) <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">ha rechazado de manera terminante la posibilidad de que la banca sacrifique sus utilidades para hacer quitas de capital a los deudores<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">, bajo el argumento que dichas medidas anunciadas no son obligatorias<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> para los bancos.<\/span><\/span><\/p>\n<p class=\"s9\"><span class=\"s8\"><span class=\"bumpedFont15\">Ante el<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> desencuentro entre autoridades hacendarias y\u00a0<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">bancos <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">\u00bfQu\u00e9 nos queda <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">a los deudores <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">en este <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">escenario de soluciones sin esperanzas y esperanzas sin soluciones?<\/span><\/span><\/p>\n<p class=\"s9\"><span class=\"s8\"><span class=\"bumpedFont15\">Hace <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">una semana reflexion\u00e1bamos sobre <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">el comunicado <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">n\u00famero 076, <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">por<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">que parec\u00eda m\u00e1s bien una forma de desviar la atenci\u00f3n de <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">la pregunta principal, sobre <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">\u00bf<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">qu\u00e9 est\u00e1<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> haciendo el gobierno por todas aquellas personas que por efectos de la pandemia, <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">han visto afectados sus ingresos y su econom\u00eda<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> y que por el momento no pueden pagar sus deudas<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">?<\/span><\/span><\/p>\n<p class=\"s9\"><span class=\"s8\"><span class=\"bumpedFont15\">El cuestionamiento tuvo <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">su origen desde aquel mes de marzo cuando el mismo gobierno decidi\u00f3 ser omiso y no proteger las fuentes de empleo ni a los empleadores, el mismo que todos los d\u00edas anuncia que ayuda, y al que todos los<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> d\u00edas se le pregunta a quienes.<\/span><\/span><\/p>\n<p class=\"s9\"><span class=\"s8\"><span class=\"bumpedFont15\">No perdamos de vista que los bancos manejan el dinero de los ahorradores, pues su negocio es captar recursos del p\u00fablico para <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">prest<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">arlo y obtener altos intereses<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> por ello<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">, lo cual salvo contadas excepciones ha funcionado bien durante a\u00f1os pues los \u00edndices de morosidad y cartera vencida no hab\u00edan alcanzado las alarmantes cifras que ahora se presentan.<\/span><\/span><\/p>\n<p class=\"s9\"><span class=\"s8\"><span class=\"bumpedFont15\">Pero<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> qu\u00e9 pasa<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> si aquellos que tienen la obligaci\u00f3n de devolver lo prestado con todo e intereses <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">&#8211;<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">como lo son por lo menos los <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">nu<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">e<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">ve<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> millones de cr\u00e9ditos<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> que<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> se apegaron a los plazos del diferimiento<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">&#8211;<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">, se encuentran a\u00fan en insolvencia justificada<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">, si lo<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">s acreedores ya no pueden esperar m\u00e1s. <\/span><\/span><\/p>\n<p class=\"s9\"><span class=\"s8\"><span class=\"bumpedFont15\">Nadie en su sano juicio puede desear que el sistema financiero mexicano se vea en <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">riesgo de perder su estabilidad, porque ello conducir\u00eda al desastre, entonces <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">\u00bfqui\u00e9<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">n asumir\u00e1 las p\u00e9rdidas de \u00e9sta crisis?<\/span><\/span><\/p>\n<p class=\"s9\"><span class=\"s8\"><span class=\"bumpedFont15\">Estos asuntos ya no pueden estar fuera del inter\u00e9s de ninguno, tendremos que estar pendientes de las decisiones por acciones u omisiones que se vayan tomando al respecto, pues si bien el escenario a\u00fan no es claro, m\u00e1s vale estar seguros de dos cosas: no m\u00e1s dinero p\u00fablico para rescatar a los bancos, pues todav\u00eda no acabamos de pagar \u00a1ni los intereses del <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">Fobaproa<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">!; y que no nos pasen la cuenta <\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">a nosotros los deudores.<\/span><\/span><\/p>\n<p class=\"s9\"><span class=\"s8\"><span class=\"bumpedFont15\">\u00bfA\u00fan no te has inscrito a la Jornada Estatal de Defensa del Patrimonio Familiar?<\/span><\/span><\/p>\n<p class=\"s11\"><span class=\"s8\"><span class=\"bumpedFont15\">Llama<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\"> al 2281148502 visite \u00a0<\/span><\/span><a href=\"http:\/\/www.elbarzonrc.org\/\"><span class=\"s10\"><span class=\"bumpedFont15\">www.elbarzonrc.org<\/span><\/span><\/a><span class=\"s8\"><span class=\"bumpedFont15\">Contacte <\/span><\/span><a href=\"mailto:elbarzonrc@yahoo.com.mx\"><span class=\"s10\"><span class=\"bumpedFont15\">elbarzonrc@yahoo.com.mx<\/span><\/span><\/a><span class=\"s8\"><span class=\"bumpedFont15\">, O s\u00edgame en @<\/span><\/span><span class=\"s8\"><span class=\"bumpedFont15\">terecarbajal<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Teresa Carbajal Debo, no niego; pago, lo justo\u00a0 El pasado veintitr\u00e9s de septiembre, la Secretar\u00eda de Hacienda y Cr\u00e9dito P\u00fablico (SHCP) a trav\u00e9s de la Comisi\u00f3n Nacional Bancaria y de Valores (CNBV) anunci\u00f3 mediante su comunicado n\u00famero 076 un paquete de medidas de apoyo a deudores de la banca con el que pretend\u00eda la disminuci\u00f3n [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[70],"tags":[15550,17149,22037,6703,238,15570],"class_list":{"0":"post-61844","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-de-opinion","7":"tag-barzon","8":"tag-cnbv","9":"tag-defensa-del-patrimonio-familiar","10":"tag-deudas","11":"tag-hacienda","12":"tag-teresa-carbajal"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Deudas: Soluciones sin Esperanzas - Los 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