{"id":68811,"date":"2021-02-26T13:47:53","date_gmt":"2021-02-26T19:47:53","guid":{"rendered":"http:\/\/www.lospoliticosveracruz.com.mx\/?p=68811"},"modified":"2021-02-26T13:48:03","modified_gmt":"2021-02-26T19:48:03","slug":"un-caso-de-exito","status":"publish","type":"post","link":"https:\/\/lospoliticosveracruz.com\/?p=68811","title":{"rendered":"Un caso de \u00e9xito"},"content":{"rendered":"\n

Teresa Carbajal<\/strong><\/p>\n\n\n\n

Debo, no niego; pago, lo justo<\/em>


\u00abEduardo\u00bb accedi\u00f3 por rapidez y necesidad, a un pr\u00e9stamo en efectivo por parte de la financiera que repart\u00eda volantes afuera de su centro de trabajo para pagarlo a trav\u00e9s de descuentos quincenales de su n\u00f3mina, lo hizo sin imaginar lo que vivir\u00eda los pr\u00f3ximos seis a\u00f1os a consecuencia de tal decisi\u00f3n; hoy, despu\u00e9s de un procedimiento legal que dur\u00f3 dos meses logr\u00f3 pagar lo justo.
En el a\u00f1o 2015, Eduardo opt\u00f3 por el cr\u00e9dito de la financiera que ten\u00eda \u00abconvenio\u00bb con la secretar\u00eda de salud de Veracruz, ten\u00eda un apuro econ\u00f3mico de menos de treinta mil pesos que requer\u00eda solventar por lo que no dud\u00f3 en comprometer su sueldo como fuente de pago, considerando que pod\u00eda pagar sin mayores contratiempos.
Por aquellos a\u00f1os y derivado de causas desconocidas la secretar\u00eda dej\u00f3 de hacer el descuento, se puso entonces en contacto con la financiera para que le indicaran la cuenta a la cual deb\u00eda depositar mientras se restablec\u00eda el descuento autom\u00e1tico a fin de no quedar mal y evitar el pago de intereses.
Hizo un par de pagos, hasta que en la ventanilla del banco en donde la financiera ten\u00eda su cuenta le indicaron que \u00e9sta hab\u00eda sido cancelada, se dirigi\u00f3 de nuevo a la financiera a realizar los pagos de manera directa, pero como no siempre pod\u00eda desplazarse hasta dicho domicilio, volvi\u00f3 a solicitar una cuenta bancaria para continuar los abonos. De nuevo le dijeron que la cuenta no correspond\u00eda y que verificara la informaci\u00f3n.
Esto despert\u00f3 su desconfianza sobre a qui\u00e9n le estaba pagando y descubri\u00f3 entonces que los anteriores vouchers no correspond\u00edan al mismo nombre de la financiera que le hab\u00eda dado el cr\u00e9dito, sino a una diversa; por lo cual solicit\u00f3 una aclaraci\u00f3n sobre el por qu\u00e9 mientras la financiera \u00abA\u00bb le hab\u00eda prestado el dinero, deb\u00eda pagarle a la financiera \u00abB\u00bb.
Comenz\u00f3 entonces su amarga experiencia a consecuencia de la cobranza que ambas financieras hac\u00edan ostent\u00e1ndose como las due\u00f1as de la deuda y las titulares del derecho de cobrar.
Solo quien ha vivido algo as\u00ed sabe que se necesitan \u00abnervios de acero\u00bb, mucha estabilidad emocional, apoyo familiar y empat\u00eda por parte de los compa\u00f1eros de trabajo, para resistir las incesantes llamadas a su centro de labores, sobre todo si como en el caso de Eduardo el despacho de cobranza act\u00faa fuera de la ley maltratando con palabras altisonantes, amenazas y ofensas a los compa\u00f1eros que atienden las llamadas, incluso d\u00e1ndoles a conocer la problem\u00e1tica privada de la deuda. Imag\u00ednese Usted, que estos hechos adem\u00e1s acontecieron en un hospital p\u00fablico de salud en nuestro Estado, en plena contingencia de salud en donde como Eduardo muchos m\u00e1s hombres y mujeres se enfrentan con valent\u00eda al virus, al velar por nuestra salud, y en justicia no deber\u00edan de tener ninguna otra preocupaci\u00f3n.
M\u00e1xime que en el caso de Eduardo la falta de pago obedec\u00eda a la carencia de certeza sobre a qui\u00e9n deb\u00eda pagar, sin riesgo de un doble cobro a futuro. As\u00ed fue que lleg\u00f3 al Barz\u00f3n para buscar ayuda y una soluci\u00f3n que terminara con esos 6 a\u00f1os de incertidumbre esperando que alguna vez las financieras cumplieran su advertencia de embargo de bienes.
Despu\u00e9s de agotar el respectivo procedimiento legal recibimos la oferta de pagar el veinte por ciento del total que le exig\u00edan, -solo el capital- en acta certificada ante la autoridad competente. As\u00ed pusimos fin a una historia que pudo terminar peor.
Eduardo tuvo la oportunidad de beneficiarse de la Jornada Estatal para la Defensa del Patrimonio Familiar. Pero, \u00bfcu\u00e1ntos Eduardos m\u00e1s estar\u00e1n all\u00e1 afuera en estos momentos sufriendo por un caso similar?
El salario de los trabajadores no debe ser considerado una fuente de pago de cr\u00e9ditos, porque permite la comisi\u00f3n de abusos y atropellos que lamentablemente no siempre llegan a obtener justicia.<\/p>\n\n\n\n

Llama al 2281148502 visite www.elbarzonrc.org Contacte elbarzonrc@yahoo.com.mx, O s\u00edgame en @terecarbajal<\/p>\n","protected":false},"excerpt":{"rendered":"

Teresa Carbajal Debo, no niego; pago, lo justo \u00abEduardo\u00bb accedi\u00f3 por rapidez y necesidad, a un pr\u00e9stamo en efectivo por parte de la financiera que repart\u00eda volantes afuera de su centro de trabajo para pagarlo a trav\u00e9s de descuentos quincenales de su n\u00f3mina, lo hizo sin imaginar lo que vivir\u00eda los pr\u00f3ximos seis a\u00f1os a […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[70],"tags":[26454,16268,3613,26453,15570],"class_list":{"0":"post-68811","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-de-opinion","7":"tag-descuentos-quincenales","8":"tag-financieras","9":"tag-nomina","10":"tag-prestamo-en-efectivo","11":"tag-teresa-carbajal"},"yoast_head":"\nUn caso de \u00e9xito - Los pol\u00edticos Veracruz<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lospoliticosveracruz.com\/?p=68811\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Un caso de \u00e9xito - 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