{"id":76854,"date":"2021-07-16T16:18:11","date_gmt":"2021-07-16T21:18:11","guid":{"rendered":"http:\/\/www.lospoliticosveracruz.com.mx\/?p=76854"},"modified":"2021-07-16T19:38:04","modified_gmt":"2021-07-17T00:38:04","slug":"microcreditos-digitales-terror-en-las-redes-2","status":"publish","type":"post","link":"https:\/\/lospoliticosveracruz.com\/?p=76854","title":{"rendered":"Microcr\u00e9ditos digitales, terror en las redes"},"content":{"rendered":"\n

Teresa Carbajal<\/strong>
Debo, no niego; pago, lo justo<\/em><\/p>\n\n\n\n

II Parte
As\u00ed pasaron los d\u00edas y Lorena no ten\u00eda tregua por parte de la financiera, cada 30 minutos recib\u00eda un mensaje o llamada cada vez mas amenazante para requerirle el pago de la deuda; a la par, sus familiares y amigos le marcaban para reclamar porque su n\u00famero de tel\u00e9fono y nombre estaba en manos de esos cobradores y exigir la pronta soluci\u00f3n para el cese de llamadas.<\/p>\n\n\n\n

\"\"<\/a><\/figure><\/div>\n\n\n\n

Con la presi\u00f3n, los nervios destrozados y el estr\u00e9s a l\u00edmite, sufri\u00f3 por primera vez en su vida de ansiedad, depresi\u00f3n y m\u00e1s trastornos emocionales. Perdi\u00f3 el trabajo, su departamento, amistades, posibles proyectos de trabajo y hasta familiares que nunca supieron entender cual era el origen de aquellas misteriosas llamadas de \u201cejecutivos\u201d cobradores de supuestas financieras a quienes Lorena les deb\u00eda dinero.<\/p>\n\n\n\n

Casualmente -cual pel\u00edcula de terror- Lorena recibi\u00f3 el llamado de una empresa denominada Saldo Cero, que de la misma manera se anunciaba en redes sociales y Facebook, y cuya funci\u00f3n era el s\u00edmil de una reparadora de deuda; empresa que ahora le ofrec\u00eda \u201cdefenderla\u201d de aquellas llamadas, acoso, chantajes y extorsi\u00f3n.<\/p>\n\n\n\n

Esta reparadora se ofrec\u00eda a negociar en su nombre con cada una de las empresas que le hab\u00edan dado los cr\u00e9ditos digitales (v\u00eda aplicaci\u00f3n en celular) a cambio del pago de una mensualidad y una cuota que servir\u00eda a modo de ahorro y con la que ellos gestionar\u00edan el pago de las deudas.<\/p>\n\n\n\n

La promesa era que la dejar\u00edan de molestar a ella y a sus amistades y que la asesorar\u00edan para que las empresas prestamistas no le pudieran \u201chacer nada\u201d, describiendo las bondades de sus servicios como la mejor opci\u00f3n para salir de los problemas y recuperar su tranquilidad. <\/p>\n\n\n\n

En el fondo Lorena, ve\u00eda en esta opci\u00f3n la \u00fanica forma de salir adelante y dejar atr\u00e1s todo el acoso del que hab\u00eda sido v\u00edctima, pues ahora, alguien la defender\u00eda; pero a la par pensaba, como era que esta reparadora de deuda hab\u00eda obtenido sus datos, su nombre, el monto de sus deudas, y como adem\u00e1s sab\u00edan lo afligida que estaba como para ser el cliente perfecto. <\/p>\n\n\n\n

\"\"<\/a><\/figure><\/div>\n\n\n\n

Busc\u00f3 entonces a quien pedir dinero, para pagar ahora por la soluci\u00f3n al problema, pero algo le hizo re pensar la opci\u00f3n que le ofrec\u00edan, y cuanto terminar\u00eda pagando por esa ayuda que recibir\u00eda, al fin de cuentas lo que no ten\u00eda era dinero. Y consideraba que no val\u00eda la pena seguirse endeudando para contratar un compromiso que era muy dif\u00edcil de afrontar, pues desempleada y sin dinero no era f\u00e1cil hacer planes a futuro.<\/p>\n\n\n\n

Mejor ejemplo no hay -que esta tremenda historia de terror que vive Lorena por haber accedido a descargar aplicaciones que le ofrec\u00edan liquidez- para reflexionar sobre el tema de falta de liquidez, y todas las opciones que (con el apuro) saltar\u00e1n a la luz en estos momentos. Las redes sociales, plataformas digitales y dem\u00e1s herramientas tecnol\u00f3gicas, han normalizado la despersonalizaci\u00f3n de los tr\u00e1mites, y la rapidez con la que obtenemos respuestas.<\/p>\n\n\n\n

En la internet tenemos todo a la mano, en un click podemos conseguir hasta lo que no buscamos, pero, \u00bfcu\u00e1l es el l\u00edmite de esa libertad y facilidad? Sobre todo en materia de pr\u00e9stamos.<\/p>\n\n\n\n

No podemos excedernos en la confianza de creer en cualquiera que ofrezca dinero a cambio de nada, sobre todo si eso compromete nuestra informaci\u00f3n, identificaciones, datos personales, o de nuestra familia. No podemos abrir la puerta de nuestra privacidad a cualquiera porque con ello nos expondremos y expondremos a quienes conf\u00edan en nosotros, a nuestros seres queridos, y amistades o compa\u00f1eros de trabajo para actos de molestia innecesarios. <\/p>\n\n\n\n

Sobre el papel de las autoridades al respecto, hablaremos en otra ocasi\u00f3n triste y desafortunadamente la crisis y el ataque que viven las instituciones de este pa\u00eds nos generan una mayor indefensi\u00f3n e incertidumbre; no hay de otra, tendremos que aprender a cuidarnos solos.<\/p>\n\n\n\n

Y si ya est\u00e1 viviendo algo as\u00ed, busque ayuda, no guarde silencio, no caiga en soluciones m\u00e1gicas que puedan traerle nuevos problemas.\u00danase ya, a la Jornada Estatal para la Defensa del Patrimonio Familiar 2281148502 visite  www.elbarzonrc.org<\/a> Contacte elbarzonrc@yahoo.com.mx<\/a>, O s\u00edgame en @terecarbajal <\/p>\n","protected":false},"excerpt":{"rendered":"

Teresa CarbajalDebo, no niego; pago, lo justo II ParteAs\u00ed pasaron los d\u00edas y Lorena no ten\u00eda tregua por parte de la financiera, cada 30 minutos recib\u00eda un mensaje o llamada cada vez mas amenazante para requerirle el pago de la deuda; a la par, sus familiares y amigos le marcaban para reclamar porque su n\u00famero […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[70],"tags":[15676,29318,29441,15570],"class_list":["post-76854","post","type-post","status-publish","format-standard","category-de-opinion","tag-el-barzon","tag-microcreditos-digitales","tag-saldo-cero","tag-teresa-carbajal"],"yoast_head":"\nMicrocr\u00e9ditos digitales, terror en las redes - Los pol\u00edticos Veracruz<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lospoliticosveracruz.com\/?p=76854\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Microcr\u00e9ditos digitales, terror en las redes - 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