{"id":83548,"date":"2021-12-17T08:50:24","date_gmt":"2021-12-17T14:50:24","guid":{"rendered":"https:\/\/lospoliticosveracruz.com.mx\/?p=83548"},"modified":"2021-12-17T08:50:30","modified_gmt":"2021-12-17T14:50:30","slug":"aguinaldos-deudas-e-inflacion","status":"publish","type":"post","link":"https:\/\/lospoliticosveracruz.com\/?p=83548","title":{"rendered":"Aguinaldos, deudas, e inflaci\u00f3n"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p><strong>Teresa Carbajal<\/strong><\/p>\n\n\n\n<p><em>Debo, no niego; pago, lo justo<br><\/em><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>El tradicional cierre de a\u00f1o para la econom\u00eda familiar era solventado por el aguinaldo, \u00e9ste 2021 a diferencia de los anteriores al aguinaldo ya lo esperan las deudas, la p\u00e9rdida de su poder adquisitivo por el imparable aumento de precios por la inflaci\u00f3n y una obligada reserva del mismo para la cuesta de enero.<br>El beneficio del que debe gozar la clase trabajadora por disposici\u00f3n de la ley, ha sido obtenido este a\u00f1o (por los patrones) en algunos casos mediante cr\u00e9ditos o venta de algunos bienes para poder pagarlo a las familias que esperan con ansias un poco de alivio ante el complejo dos mil veintiuno pr\u00f3ximo a expirar.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large is-resized\"><a href=\"https:\/\/lospoliticosveracruz.com.mx\/wp-content\/uploads\/2021\/10\/WhatsApp-Image-2021-10-02-at-15.20.25.jpeg\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/lospoliticosveracruz.com.mx\/wp-content\/uploads\/2021\/10\/WhatsApp-Image-2021-10-02-at-15.20.25-724x1024.jpeg\" alt=\"\" class=\"wp-image-80177\" width=\"250\" height=\"350\"\/><\/a><\/figure><\/div>\n\n\n\n<p><br>Y es que por segundo a\u00f1o consecutivo la pandemia y la crisis econ\u00f3mica que se vive en todos los sectores productivos del pa\u00eds no ha permitido una recuperaci\u00f3n tangible de la econom\u00eda familiar, sino por el contrario estamos ya cursando a nivel de posgrado la especialidad en formas de ahorro en el hogar, en el trabajo, la oficina y en todos aquellos espacios en donde se pueda aplicar alg\u00fan recorte en el gasto para economizar m\u00e1s.<br>Incluso aquellos ahorradores que cuentan con ingresos que no se modificaron por el escenario econ\u00f3mico, padecen la devaluaci\u00f3n de su dinero, por el impacto negativo directo que la inflaci\u00f3n tiene siempre en las tasas de rendimiento por lo que incluso expertos en el tema recomiendan las inversiones a plazo, considerando que la inflaci\u00f3n no ceder\u00e1 hasta el 2023.<br>Imposible cerrar los ojos, para quienes nuestra labor profesional se desarrolla en un espacio en donde diariamente observamos la realidad que vive la clase trabajadora, cuyos decembrinos d\u00edas se desenvuelven en un torbellino de deudas que si antes eran llevaderas, por ahora son impagables.<br>Una constante une a todos ellos, a todos los que llegan hasta la puerta del Barz\u00f3n, es que todos quieren pagar, pero por ahora no pueden hacerlo; el aguinaldo est\u00e1 ya comprometido o bien se qued\u00f3 en el a\u00f1o gastado en atender la salud, en algunos casos extremos defunciones. Los que quedaron desempleados gastaron sus ahorros en comida, rentas o el pago de la vivienda, considerando que hayan tenido la fortuna de no enfermarse.<br>Sin \u00e1nimo de ser pesimistas el inicio del pr\u00f3ximo a\u00f1o 2022 no pinta mejor, pues recordemos que para enero tendremos la cuesta de enero, fechas en las que si antes se ten\u00eda que recurrir al empe\u00f1o para sobrellevar los primeros d\u00edas del nuevo a\u00f1o ahora ya no hay ni qu\u00e9 empe\u00f1ar.<br>Todo este escenario frente a una serie de pendientes para una vida digna y un reparto de la riqueza mas justa que representen para los mexicanos un verdadero bienestar, y que solo pueden abordarse desde el plano legislativo para corregir los abusos y los excesos de quienes se enriquecen a costa de lucrar de manera excesiva y desmedida con los paup\u00e9rrimos ingresos de quienes necesitan acceder a cr\u00e9ditos para poder comer, tener vivienda, atender la salud, la educaci\u00f3n de sus hijos y dar cobertura a otras necesidades b\u00e1sicas.<br>Y, \u00bfcu\u00e1les son esos pendientes para abordaje?, pues la revisi\u00f3n, regulaci\u00f3n y reducci\u00f3n de las tasas de inter\u00e9s que pagamos por los cr\u00e9ditos, y que han convertido a las deudas en impagables; la efectiva protecci\u00f3n a los salarios, a trav\u00e9s de la terminaci\u00f3n de los grav\u00e1menes que se cargan a las n\u00f3minas quincenales mediante descuentos a favor de financieras y particulares que a cambio de un poco de liquidez, han convertido a las propias instituciones del Estado, en verdaderas tiendas de raya.<br>Y desde luego, una mejor y efectiva regulaci\u00f3n a las instituciones de cr\u00e9dito, que les ponga en orden y termine con la voracidad de prestar dinero a cambio de empe\u00f1ar -por poco- hasta el alma. Lo mismo para los empe\u00f1os leoninos que terminan por robarse lo empe\u00f1ado a \u201cla mala\u201d. Y ya de paso tambi\u00e9n habr\u00eda que revisar los fondos de vivienda como el Infonavit y Fovissste, en donde tambi\u00e9n ha encontrado cabida la usura, \u00e9se c\u00e1ncer de la sociedad que debe ser erradicado en aras de cumplir la promesa de bienestar que a\u00fan no llega a los hogares mexicanos.<\/p>\n\n\n\n<p>Llama al 2281148502 visite www.elbarzonrc.org Contacte elbarzonrc@yahoo.com.mx, O s\u00edgame en @terecarbajal<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Teresa Carbajal Debo, no niego; pago, lo justo El tradicional cierre de a\u00f1o para la econom\u00eda familiar era solventado por el aguinaldo, \u00e9ste 2021 a diferencia de los anteriores al aguinaldo ya lo esperan las deudas, la p\u00e9rdida de su poder adquisitivo por el imparable aumento de precios por la inflaci\u00f3n y una obligada reserva [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[70],"tags":[6747,27553,15570],"class_list":{"0":"post-83548","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-de-opinion","7":"tag-economia-familiar","8":"tag-inflacion","9":"tag-teresa-carbajal"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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